Liability Insurance And Passenger Protection In The Air Transport Of Persons

Abstract

Air carrier liability insurance is a significant contract, characterized by complex relationships, multiple clauses, coverage for a wide range of risks, and substantial financial implications. This contract has become mandatory for aircraft operators, in accordance with the provisions of the Iraqi Civil Aviation Law (No. 148 of 1974) and its amendments, which obligates operators to insure against their liability. Furthermore, the substantial financial compensation for those affected by aviation accidents and the emergence of many new aviation risks that airlines cannot address alone have created challenges. Therefore, legislators, particularly international ones, have embraced a set of guarantees, particularly in light of the trend toward protecting the vulnerable party affected by air passenger transport. These guarantees play an effective role in protecting victims of aviation accidents, ensuring they receive adequate compensation as quickly as possible. The importance of this study is evident in the guarantees provided by international legislation to protect the injured party, most notably air carrier liability insurance for damages sustained by its passengers. This insurance is considered one of the most important insurance contracts, as it guarantees those harmed by aviation accidents compensation for the damages they incur and for their luggage.